Motor fleet

For all companies who have their own company vehicles.

Covers:
Your motor vehicles with special conditions such as facilitating addition or deletion of fleet cars not available to individual motor insurance.

Marine - Goods damaged or lost in transit

For all business with goods on transit

Covers:
All losses and damages to your goods, packaging and containers.  The premium paid is usually a deposit premium only. The actual premium depends on the actual total value of goods sent.

Contract Works - Risks during renovation and construction

For all businesses carrying out renovation and construction.

Covers:
Material damage or loss, project amount and legal liabilities.

Key Executive - Death or injury

For all businesses with one or more key executives whose death or permanent injury may be critical to the company.

Covers:
24 hours 365 days cover for insured’s life, terminal illness, total and permanent disabilities, trauma, etc.

Legal Expenses

For all businesses for defence costs due to a commercial dispute that leads to litigation.

Covers:
All or part of mediation costs, legal expenses, opponents costs up to an agreed limit. May also include tax audit expenses.

Machinery Breakdown

For all businesses with mechanical and electrical breakdown which leads to loss of data and/or food deterioration.

Covers:
Cost of food lost and/or cost of restoring data and repair of affected equipment.

Commercial/Residential Strata

For strata owners who needs to protect their buildings and their liability exposures.

Covers:
Cost of replacing and/or repairing the building, loss of rent and liability of office bearers and the owners.