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Can you get an insurance that covers “everything” in your business?
No. There is no such insurance. Anyone telling you there is such an insurance is not telling the truth.
An insurance policy will only cover those risks spelt out in the Policy Wording and the Policy Schedule. The trick is to make sure that those risks that most likely happen to your business are covered by the policy.
For this you will need the assistance of professional insurance brokers who can help you match the cover available in the market to your risks i.e. to get the “right” cover.
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